NAR's Consumer Guide: Homeowners Insurance
Understanding homeowners insurance is essential for anyone looking to purchase a home. Start looking at policies early—and ask an agent who is a REALTOR® to connect you with a licensed insurance agent for assistance. A detailed industry overview of available coverage is here, and above in the link are some of the basics.
NAR's Consumer Guide: Flood Insurance
Flooding is the most common and costly natural disaster in the United States. Even a few inches of water can cause devastating damage. A licensed insurance agent can advise you on purchasing the right flood insurance to protect your assets. Here’s what you need to know.
NAR's Consumer Guide: Fire Damage and Policy Coverage
Most homeowners insurance policies cover fire and smoke damage, but some insurers may limit or not offer coverage if your risk is higher. You should contact an insurance agent or broker if you need separate fire insurance or have questions. An agent who is a REALTOR® can help connect you. Depending on where you live, your property may have varying degrees of risk of sustaining damage from a wildfire. Even if you aren’t in a high-risk area, you should fully understand your insurance coverage in the event of a fire. Here’s what you need to know.
